8.122 Scheme to Defraud-Vicarious Liability (18 U.S.C. Sec. 1341, 1343, 1344, 1346) is a criminal offense that applies when an individual or organization engages in a scheme to defraud another person or entity by means of deception or misrepresentation. Vicarious liability is a legal doctrine that holds one person or organization responsible for the actions of another. Under this doctrine, a person or organization may be held liable for the fraud carried out by someone else, even if they are not directly involved in the fraud. There are four types of 8.122 Scheme to Defraud-Vicarious Liability (18 U.S.C. Sec. 1341, 1343, 1344, 1346): 1. Mail Fraud (18 U.S.C. Sec. 1341): This statute makes it illegal to use the U.S. mail system to carry out a scheme to defraud another person or entity. 2. Wire Fraud (18 U.S.C. Sec. 1343): This statute makes it illegal to use an interstate or foreign communication system (e.g., telephone, television, radio, or internet) to conduct a scheme to defraud another person or entity. 3. Bank Fraud (18 U.S.C. Sec. 1344): This statute makes it illegal to use a financial institution or other financial instrument to conduct a scheme to defraud another person or entity. 4. Conspiracy to Defraud (18 U.S.C. Sec. 1346): This statute makes it illegal to conspire with another person or entity to defraud another person or entity.