8.11 Bankruptcy Fraud-Scheme or Artifice to Defraud (18 U.S.C. Sec. 157) is a federal crime that involves the use of a fraudulent scheme or artifice to obtain money or property from a bankruptcy estate. This type of fraud can take many forms, such as hiding assets, lying about debts or assets, making false statements or representations, or engaging in any other fraudulent activity in connection with a bankruptcy filing. Types of 8.11 Bankruptcy Fraud-Scheme or Artifice to Defraud (18 U.S.C. Sec. 157) include: 1. Asset Concealment: Hiding or disguising assets from the bankruptcy court and creditors 2. False Representation or Statement: Making false or misleading statements or representations in connection with a bankruptcy filing 3. Fraudulent Transfers: Making transfers of assets with the intent to defraud creditors 4. Misappropriation of Funds: Misusing bankruptcy estate funds for the benefit of the debtor or other parties 5. Misrepresentation of Ownership Interest: Claiming ownership of assets that are not owned by the debtor 6. False Discharge: Making false claims of discharge ability of debt in bankruptcy.