Maryland Insurers Termination of Medical Benefits is a process which allows insurance companies in Maryland to terminate or discontinue health insurance coverage for their customers. This process is regulated by the Maryland Insurance Administration (MIA) and the Maryland Insurance Code. It applies to all health insurance plans purchased in Maryland, including employer-sponsored health insurance plans, individual health insurance plans, and Medicare Advantage plans. The MIA regulates the circumstances in which an insurer can terminate a customer’s health insurance coverage. These circumstances include failure to pay premiums, fraud, material misrepresentation, and other violations of the insurance contract or applicable laws. Insurers must provide written notice of termination to the customer at least 30 days prior to the effective date of the termination. There are three types of Maryland Insurers Termination of Medical Benefits: Non-Renewal Termination, Voluntary Termination, and Involuntary Termination. Non-renewal Termination is when an insurance company ends coverage for a customer, but does not provide a reason. This type of termination must occur at least 30 days before the policy expiration date, and the customer must be given written notice of the termination. Voluntary Termination is when a customer terminates their health insurance coverage. The customer must provide written notice to the insurance company at least 30 days prior to the effective date of the termination. Involuntary Termination is when an insurance company terminates coverage due to nonpayment of premiums, fraud, material misrepresentation, or other violations of the insurance contract or applicable laws. The insurance company must provide written notice of termination to the customer at least 30 days prior to the effective date of the termination.