Iowa Debt Relief Forms
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Debt Relief FAQ
Debt relief comes in many options in Iowa. You can determine which would be best for you and your financial situation. Luckily, there are laws to counter debt collectors. You can find the best option for you.
Iowa follows the Fair Debt Collections Practices Act (FDCPA) to keep debt collectors from causing unnecessary practices. These involve deception and unfair practices onto a debtor. These unfair practices would include a debt collector make false statements towards a debtor when trying to collect a debt. It is also harassment by contacting a debtor threatening violence, profanity or calling multiple times that exceeds the limit of calls that can be made. We provide forms that will offer legal action against debt collectors or debt relief. The state offers a maximum interest rate of 5% from a collection agency. They also have a 90% wage protection of expected annual earnings protected, which could be more depending on how much a person owes.
We provide forms that will offer legal action against debt collectors or debt relief.