Wyoming Insurance Forms
We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.
Insurance Forms FAQ
What is insurance?
Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.
What laws govern insurers?
In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.
What can be done is an insurer wrongfully denies a claim?
Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.
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Bill of Sale – By Type (5)
A Bill of Sale is a legal document that records the transfer of ownership of an item or property from one person to another. In Wyoming, there are different types of Bills of Sale depending on the nature of the sale. The most common types include a Vehicle Bill of Sale, which is used when buying or selling a car or other vehicles. There is also a Boat Bill of Sale for transferring ownership of a boat or watercraft. For those selling or buying a firearm, a Gun Bill of Sale is required. Additionally, a General Bill of Sale can be used for various personal property sales. Lastly, a Livestock Bill of Sale is used when buying or selling livestock and farm animals.
Bill of Sale Requirements
In Wyoming, when you want to sell or purchase a car or another type of vehicle, you will need to prepare a Bill of Sale document. This document is basically a written agreement that includes the important details of the transaction. The Bill of Sale should contain information such as the full names and addresses of both the buyer and the seller, the vehicle's make, model, and year, the vehicle identification number (VIN), the sale price, and the date of the sale. This document acts as proof of ownership transfer and provides legal protection to both parties involved in the transaction. It's important to ensure that the Bill of Sale is signed by both the buyer and the seller to make it valid and enforceable.
Vehicle Registration Forms
Vehicle registration forms in Wyoming are simple documents that you must fill out to register your vehicle with the state. These forms ask for basic information such as your name, address, and vehicle details like the make, model, and vehicle identification number. You may also need to provide proof of insurance and pay the necessary registration fees. These forms are important as they ensure that your vehicle is legally registered in Wyoming and that you can enjoy the benefits and privileges of owning a vehicle in the state.
Boat Registration Forms
In Wyoming, boat registration forms are simple documents that boat owners must fill out to legally operate their boats on state waters. These forms ask for basic information such as the owner's name, address, and contact details. Boat owners also need to provide the boat's details like its make, model, serial number, and length. In addition to this, boat registration forms in Wyoming require proof of ownership, which can be a bill of sale or certificate of origin. These forms can be easily obtained from the Wyoming Game and Fish Department or their website, making the process straightforward for boat owners to ensure compliance with state regulations.
