South Dakota Insurance Forms
We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.
Insurance Forms FAQ
What is insurance?
Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.
What laws govern insurers?
In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.
What can be done is an insurer wrongfully denies a claim?
Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.
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Bill of Sale – By Type (5)
A Bill of Sale is a document used for transferring ownership of goods or property from one person to another. In South Dakota, there are five common types of Bills of Sale. The first is for the sale of a motor vehicle, which includes details about the vehicle like the make, model, and VIN number. The second type is for the sale of a boat, which includes information about the vessel and its registration. The third type is for the sale of a firearm, which includes details about the weapon and any necessary permits. The fourth type is for the sale of personal property, like furniture or electronics, and it lists the items being sold and their condition. Lastly, there is a general Bill of Sale that can be used for any type of sale where the goods or property do not fall into the other categories.
Vehicle Registration Forms
Vehicle registration forms in South Dakota are official documents that need to be completed when you want to register your vehicle with the state's Department of Motor Vehicles (DMV). These forms are like a questionnaire that asks for important information about your vehicle, such as the make, model, and year. They also require details about your personal identification, like your name, address, and driver's license number. To register your vehicle, you fill out these forms and submit them to the DMV along with any required fees. Vehicle registration forms help the state keep track of all the vehicles on the road and ensure that they are properly registered and insured.
Boat Registration Forms
Boat registration forms in South Dakota are simple documents that boat owners need to fill out in order to legally operate their boats in the state's waters. These forms are important as they help the state keep track of all the boats and ensure compliance with boating regulations. The forms ask for basic information about the boat, such as its make, model, and length. It also requires the boat owner's details, like their name, address, and contact information. Boat registration forms can typically be obtained online or from the South Dakota Department of Game, Fish, and Parks.
