Oregon Insurance Forms

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Oregon (OR) Power of Attorney Documents

In Oregon, Power of Attorney documents are legal documents that give someone you trust the power to make decisions and act on your behalf. These documents are used when you are unable to make decisions or handle situations on your own, either due to illness, injury, or other circumstances. The person you choose to be your agent, also known as your attorney-in-fact, will have the authority to handle financial matters, make healthcare decisions, or manage your property. It is essential to carefully choose your agent and ensure that the Power of Attorney documents are properly executed according to Oregon state laws. This legal arrangement can provide peace of mind knowing that there is someone you trust looking out for your best interests when you are unable to do so yourself.


Oregon DMV Power of Attorney

In Oregon, the DMV Power of Attorney is a legal document that allows someone else to handle your vehicle-related matters on your behalf. This is especially useful if you are unable to handle these tasks yourself due to illness, absence, or any other reason. It gives the person you choose the power to sign documents, fill out forms, and make decisions regarding your vehicles. However, it's important to note that this document only applies to DMV-related matters and does not grant broader authority over your personal or financial affairs. It's always recommended consulting with a legal professional before creating a Power of Attorney.


Oregon Tax Power of Attorney

Oregon Tax Power of Attorney is a legal document that allows a person to appoint someone else to handle their tax matters in Oregon. This could be helpful for individuals who may not be able to personally manage their taxes due to illness, absence, or other reasons. With a tax power of attorney in Oregon, the appointed person can communicate with the Oregon Department of Revenue, receive tax documents, and respond to any tax-related issues on behalf of the individual. It grants the appointed person the authority to act in their best interests when it comes to taxes. It's important to carefully choose a trustworthy person for this responsibility.


Oregon Power of Attorney for Minor Child

An Oregon Power of Attorney for a Minor Child is a legal document that gives a trusted adult the authority to make decisions on behalf of a child. This person, called the attorney-in-fact, has the power to make decisions about the child's education, healthcare, and other important matters. This is useful in situations where the child's parent or guardian is unavailable or unable to make these decisions themselves. The Power of Attorney for a Minor Child is recognized and governed by Oregon law, ensuring that the child's best interests are protected.


How to Get Power of Attorney in Oregon

To get Power of Attorney in Oregon, you first need to understand what it means. Power of Attorney is a legal document that allows someone else to make important decisions on your behalf. To get it, you need to follow a few steps. First, think about who you trust to have this authority; this person is called your agent or attorney-in-fact. Next, speak with a lawyer who can explain the different types of Power of Attorney and help you choose the one that fits your situation best. Once you've made a decision, you'll need to fill out the necessary forms and have them signed and notarized. Finally, make sure to inform your agent about their role and discuss your wishes with them. Remember, it's crucial to understand the responsibilities and consequences that come with granting Power of Attorney, so always consult with a legal professional.