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Ohio, Wyoming, Washington, and North Dakota prohibit the sale of workers compensation insurance by private insurers. They are collectively called the monopolistic states because they require employers to purchase workers compensation coverage from a government-operated insurance fund.

Ohio workers' compensation helps injured workers and employers cope with workplace injuries. The Bureau of Workers' Compensation (BWC) pays medical benefits and lost wages to employees who are injured or contract an occupational disease on the job.

The term monopolistic state refers to any state that has special legislation in place that requires workers' compensation coverage be provided exclusively by the state's workers' compensation program.

The states that have competitive state-run funds are Arizona, California, Colorado, Hawaii, Idaho, Kentucky, Louisiana, Maine, Maryland, Minnesota, Missouri, Montana, New Mexico, New York, Oklahoma, Oregon, Pennsylvania, Rhode Island, Texas, and Utah.

One reason many people avoid filing claims for workers' compensation is the fear they will lose their jobs.The short answer is, no, your employer cannot fire you merely because of your workers' compensation claim. However, your employer can fire you while you have an open workers' compensation claim.

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Ohio is unique; it is one of four monopolistic workers' compensation states in the country. Workers' compensation affects everyone, both directly and indirectly (employer, employee, home owner and family member). Workers' compensation is not a fixed expense. It can be managed.

There's nothing in the workers compensation law that protects your employment status. If you come back to work, you are not guaranteed a specific job or rate of pay. You will be entitled to differential wage loss benefits if your work injury prevents you from earning full, pre-injury wages.

Ohio On The Job Training Agreement for Workers' Compensation

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What are monopolistic state agencies?

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Which states have state run workers compensation?

Can my employer fire me while on workers comp?

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