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FAQ

It's important to know that a workers' compensation settlement is completely voluntary. No matter what your employer may tell you, if the insurance company offers you a large, one-time payment to replace your on-going, routine compensation payments, you don't have to accept it.

Some of the main reasons why workers' compensation insurers deny claims are the following: your injury was unwitnessed.you filed a workers' compensation claim after you were fired or laid off. you refused to give the insurance company a recorded statement or refused to sign medical authorizations.

How Do Workers Comp Claims Affect the Employer? A workers comp claim will cause sizable direct costs, but most of the expenses you'll face will be indirect and will affect your business over a longer period of time.

When a claim is denied, it means the claims administrator believes your injury is not covered by workers' compensation. If the claims administrator sends you a letter denying your claim, you have a right to challenge the decision. Don't delay, because there are deadlines for filing the necessary papers.

What is workers' compensation? Workers' compensation is a state-mandated insurance program that provides benefits to employees who suffer job-related injuries and illnesses.

Most states allow an employer to dispute or contest a workers' compensation claim, but each state has its own procedures for doing so. Contact your carrier or state to get the detailed information and step-by-step process to dispute a workers' comp claim.

In most states, the employer or insurance company must decide whether you're eligible for workers' comp benefits promptly or within a reasonable time period. Some states also have strict deadlines for approving or denying a claimoften between 14 and 30 days.

Workers' compensation claims do not need to be adversarial. If attitudes are negative from the beginning, then the claim is destined to have a bad outcome. Employers can protect themselves by performing a personality test during hiring and by having a sound claim management process.

There's nothing in the workers compensation law that protects your employment status. If you come back to work, you are not guaranteed a specific job or rate of pay. You will be entitled to differential wage loss benefits if your work injury prevents you from earning full, pre-injury wages.

Arkansas Employer's Intent to Accept or Controvert

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FAQ

Should I accept workers comp settlement?

Why would a workers comp claim be denied?

How does a workers comp claim affect the employer?

What happens when workers comp is denied?

What is the insurance program that is mandated for employers to have that covers being injured on the job?

Can an employer fight a workers comp claim?

How long does workers comp have to accept or deny a claim?

How can employers protect themselves against workers compensation claims?

Is your job protected while on workers compensation?

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