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Henkilötakaus on usein vuokralaisen perheenjäsenen tai lähisukulaisen allekirjoittama takaus korvata vuokrasuhteen päättymisen jälkeen vuokralaiselle kuuluvat velvoitteet. Henkilötakaus voi olla omavelkainen, mikä tarkoittaa sitä, että takauksen euromäärällä ei ole ylärajaa.
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