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On garnishments payable to the name of the judgment creditor (plaintiff) as shown to the right. 2. Use this form for your answer/response. 3. Please record the Case Number and Return/Hearing Date on all checks and answers to be submitted to the court. 4. Please mail checks or responses to the Court listed on the Garnishment Summons. Enclosed is a check made payable to the within-named judgment creditor for $ ......................................................................... which is.
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Exemption FAQ
The garnishment period ends at what is called the “return date.” This gives you a chance to object and claim that the money can't be garnished. How do I object to a garnishment? You do this by filing a Garnishment Exemption Claim Form with the court that issued the garnishment.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
Homestead exemption of $5,000, or $10,000 if the debtor is 65 years of age or older, in cash, and, in addition, real or personal property used as the principal residence of the householder or the householder's dependents not exceeding $25,000 in value (§ 34-4, Code of Virginia).
A. No more than 25% of disposable earnings in any pay period may be garnished to satisfy an ordinary debt.
Under Virginia law, there are only a few ways to stop a garnishment. You could make a lump-sum payment to pay off the judgment or allow the garnishment to continue until the judgment is fully paid. Though this can cause you to fall behind on other debts. In this case, bankruptcy may be your best solution.
In order to garnish either a bank account or wages a judgment creditor must submit a “Garnishment Summons” to the court requesting a garnishment order to be issued to either the bank or the employer of the judgment debtor. Judgment debtors are not require to receive notice of the garnishment prior to implementation.
If you get garnished, you and your employer (or you and your bank) will receive a Garnishment Summons. Your employer can't fire you the first time your wages are garnished. A garnishment is good for 30, 60, 90 or 180 days, at the choice of the judgment-creditor.
Homestead exemption of $5,000, or $10,000 if the debtor is 65 years of age or older, in cash, and, in addition, real or personal property used as the principal residence of the householder or the householder's dependents not exceeding $25,000 in value (§ 34-4, Code of Virginia).
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Form DC-456 GARNISHEE'S ANSWER ...
Use this form for your answer/response. 3. Please record the Case Number and...
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