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For Use With Form AA19aCHILDS DISABILITY BENEFITSUnited States of America Railroad Retirement Board Visit our Web site at www.rrb.govForm RB19a (0319)Table of Contents PagePart I General InformationChapter.
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Theat FAQ
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U.S. Railroad Retirement Board Monthly annuities are payable to widow(er)s, remarried widow(er)s, surviving divorced spouses, children, grandchildren, students, and parents that meet eligibility requirements based on either age, disability or having a child in care.
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The first tier of a spouse annuity, before any applicable reductions, is 50 percent of the railroad employee's unreduced tier I amount. The second tier amount, before any reductions, is 45 percent of the employee's unreduced tier II amount.
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A widow(er), surviving divorced spouse, or remarried widow(er) whose annuity begins at full retirement age or later receives the full tier I amount unless the deceased employee received an annuity that was reduced for early retirement.
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The spouse annuity formula is based on percentages of the employee's tier I and tier II amounts. The first tier of a spouse annuity, before any applicable reductions, is 50 percent of the railroad employee's unreduced tier I amount.
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Disability annuities are not payable for any month in which the annuitant earns more than $1,050 in 2022 in any employment or self-employment, exclusive of work-related expenses. Withheld payments will be restored if earnings for 2022 are less than $13,125 after deduction of disability-related work expenses.
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To receive an occupational disability annuity, you must: have a current connection with the railroad industry, and; have 240 months of creditable railroad service, or have 120 months of creditable railroad service and be at least age 60, and; be "permanently disabled" for work in your "regular railroad occupation".
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Residual Lump-Sum Payment The railroad retirement system also provides, under certain conditions, a residual lump-sum death benefit which ensures that a railroad family receives at least as much in benefits as the employee paid in railroad retirement taxes before 1975.
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Disabled railroad workers retiring directly from the railroad industry in fiscal year 2022 were awarded $3,495 a month on average. What is the estimated monthly benefit for a spouse? The average annuity being paid to spouses at the end of fiscal year 2022 was $1,160 a month.
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