Get Ed Loan Discharge Application: False Certification (unauthorized Signature/payment) 2017-2025

Under the law, you may have a borrower defense to repayment if your school engaged in certain misconduct related to the making of a federal loan or the educational services it provided which caused you harm warranting a full discharge of your applicable federal Direct Loans.

Borrowers with federal student loans not held by the Education Department, specifically privately held Federal Family Education Loans (FFELs) and Perkins loans, will be ineligible for one-time debt relief.

If this happens to you, you can file a complaint against your school with the CFPB. While such conduct may give rise to a claim under the Consumer Financial Protection Act, claims for borrower defense must be based on conduct that was related to your decision to enroll, remain enrolled, or assume loan debt.

If student loans were issued in your name that shouldn't have been, you may be able to have those loans canceled through a False Certification discharge. someone else used your identity to take out loans in your name that you didn't receive (Forgery – Identity Theft).

Private education loans aren't eligible for PSLF and can't be consolidated into a Direct Consolidation Loan. Are Direct Loans that are in default eligible for PSLF? No. Defaulted Direct Loans are not eligible for PSLF and payments made while the loan was in default cannot count toward the 120 required payments.

More than 1 million defrauded borrowers attended for-profit or formally for-profit schools such as Westwood College, DeVry University, Corinthian College, Ashford University, CollegeAmerica, and ITT Tech, to name a few.

An employee or affiliate of the school signed your name on the loan application or promissory note without your authorization or endorsed your loan check or signed your authorization for electronic funds transfer without your knowledge, and the loan money wasn't given to you or applied to charges you owed to the school ...