Get Experian Consent Form

A credit report authorization form is a document used to give permission to an individual or organization to perform a credit report only. This form provides broad language that allows a credit report to be generated for any type of legal reason in compliance with the Fair Credit Reporting Act (FCRA) (15 U.S.C.

you can mail it to Experian's National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013, or upload your document at experian.com/upload to submit it online.

One government-issued identification card, such as a driver's license or state ID card; please be sure the document is legible. AND one additional document, such as a bank or insurance statement, utility bill or something similar that displays your name and current mailing address and a recent issue date.

A credit report is a document which contains information on your credit history and financial dealings. It clearly shows how you handled your debt in the past: how much you borrowed, from whom and if you repaid it on time. If accurate, you cannot alter the information on your report.

While soft inquiries can be made without your permission or even your knowledge, they are only visible on your report to you and do not have any effect on your scores.

Now, the good news is that lenders can't just access your credit report without your consent. The Fair Credit Reporting Act states that only businesses with a legitimate reason to check your credit report can do so, and generally, you have to consent in writing to having your credit report pulled.

While the general public can't see your credit report, some groups have legal access to that personal information. Those groups include lenders, creditors, landlords, employers, insurance companies, government agencies and utility providers.