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Ng in this e-book or any attached documents is to be considered as legal advice. For legal advice, contact a licensed, competent attorney. Check for changes in laws and review completed forms periodically and whenever your circumstances change. State laws vary. For Free Copies of this e-book and a Free Consultation and assistance with your financial, investment, insurance, estate planning and asset protection questions, please visit our website at AdvisorFinancialServices.com. For other self-hel.

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