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SR22 Insurance Cost The cost of SR22 insurance is determined by your state's minimum liability requirements. The SR22 insurance minimum in Indiana is $25,000 for injury to one person, $50,000 for injury to two or more people, and $10,000 for property damage.

The first offense for driving without insurance in Indiana is a 90 day drivers license suspension, with the requirement of carrying a SR-22 Certificate for three years. The second offense results in a $500 fine and a one-year license suspension and the requirement to carry a SR-22 for three years.

When you have a SR22 requirement, you must maintain an effective SR22 policy on file with the Indiana BMV for three (3) years as a result of your first and/or second no-insurance suspension; or five (5) years as a result of your third and subsequent no-insurance suspensions.

Disqualified driving is considered much more serious than unlicensed driving, and thus the penalties are graver. The courts can disqualify you from holding a driver's licence for a set period of time if you are convicted of: A dangerous driving offence. A criminal act involving the use of a motor vehicle.

Suspended Driver's License You cannot legally drive with a suspended license. ... Getting caught driving with a suspended license will lead to more penalties including fines and the possible revocation of your license. If you are in an accident, your simple misdemeanor charge can escalate to a felony.

In Indiana, the suspension period is a minimum of 90 days to a maximum of 2 years, depending on the traffic offense committed. The suspension period will take effect 18 days after the notice of suspension is sent to the offender.

Driving While License Suspended can be found in the Indiana Code at IC 9-24-19. ... However, if the person has a prior conviction for driving while license suspended within the previous ten (10) years, the offense is a Class A misdemeanor, carrying a maximum penalty of 365 days in jail and a $5000 fine. (IC 9-24-19-2).

A Class A misdemeanor conviction for driving while suspended carries a possible penalty of up to one year in jail and a license suspension of 90 days to 2 years. ... If you are charged with driving while suspended, it is important to seek an experienced Indiana criminal attorney immediately.

However, you may be able to legally drive someone else's vehicle. Some states allow you to drive someone else's vehicle with no additional paperwork. Other states require you to buy non-owner SR22 auto insurance. When buying SR22 car insurance for your own car, it functions as a normal car insurance policy.