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Pain and suffering is a category of damages (the amount of money which a plaintiff may be awarded in a lawsuit.) known as general damages. These general damages are paid by someone who caused an injury due to their negligence or intentional harm. The amount of money available for pain and suffering is subjective.

There is no one right answer. When valuing a client's pain and suffering, a lawyer will typically sue for three to five times the amount of the out-of-pocket damages (medical bills and loss of work). Therefore, if you were out of pocket $500, you might wish to ask for $1,500, the overage being for "pain and suffering."

Pain and suffering is the legal term for the physical and emotional stress caused from an injury (see also pain and suffering). Some damages that might come under this category would be: aches, temporary and permanent limitations on activity, potential shortening of life, depression or scarring.

After your personal injury claim is settled, you may have to pay your health insurance carrier back for the bill that it paid. Most health insurance companies today claim liens against third party auto insurance settlements. Likewise, most med-pay coverages have a right of reimbursement.

The most important thing to know is that, if you get into an accident, you are generally responsible for the payment of your medical bills as you incur them. The only exceptions are usually car accidents in no fault states (discussed below) and accidents involving "medical payments" (or "med pay") insurance coverage.

Settlements and court awards in personal injury cases typically range from $3,000 to $75,000. Seven out of 10 readers receive a settlement or award for their personal injury claims. Settlements and court awards in personal injury cases typically range from $3,000 to $75,000.

Can you claim personal injury on your own car insurance? No, generally this does not form part of your own motor insurance policy. However a personal injury claim would be made against the 'at fault party' (the other driver) or their insurance company.

Can you claim personal injury on your own car insurance? No, generally this does not form part of your own motor insurance policy. However a personal injury claim would be made against the 'at fault party' (the other driver) or their insurance company.

Many insurance companies hand out a low initial offer because they expect the insured policyholder to negotiate or hire a public adjuster. They might give you a low initial offer assuming you're going to reject it. ... If you accept it, then the insurance company avoids a drawn-out negotiation process, while saving money.