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If you have caused the accident yourself, and no-one else is to blame, it will not usually be possible to make a personal injury claim. This is because, in most cases, the claim is made against the insurance company of the person who caused the accident.

The short answer is yes, if it's a small personal injury claim, and you're comfortable dealing with the insurance company (or the other side's lawyer), you can settle with the other side. But if it's a larger case, you will almost certainly want a lawyer on your side.

A general rule is 75% to 100% higher than what you would actually be satisfied with. For example, if you think your claim is worth between $1,500 and $2,000, make your first demand for $3,000 or $4,000. If you think your claim is worth $4,000 to $5,000, make your first demand for $8,000 or $10,000.

Initiate a Claim as Soon as Possible After an Auto Accident. Keep Accurate Records About the Accident. Calculate a Fair Settlement. Send a Detailed Demand Letter to the Insurance Company. Do Not Accept the First Offer. Emphasize the Points in Your Favor. Get Everything in Writing.

Insurance companies typically multiply the amount of medical bills by a number between one and five to calculate pain and suffering. The more severe and permanent the injury, the higher the multiplier. You, or your attorney, will need to use your best judgment in estimating your pain and suffering.

Many insurance companies hand out a low initial offer because they expect the insured policyholder to negotiate or hire a public adjuster. They might give you a low initial offer assuming you're going to reject it. ... If you accept it, then the insurance company avoids a drawn-out negotiation process, while saving money.

Can you claim personal injury on your own car insurance? No, generally this does not form part of your own motor insurance policy. However a personal injury claim would be made against the 'at fault party' (the other driver) or their insurance company.

Can you claim personal injury on your own car insurance? No, generally this does not form part of your own motor insurance policy. However a personal injury claim would be made against the 'at fault party' (the other driver) or their insurance company.

Settlements and court awards in personal injury cases typically range from $3,000 to $75,000. Seven out of 10 readers receive a settlement or award for their personal injury claims. Settlements and court awards in personal injury cases typically range from $3,000 to $75,000.

The most important thing to know is that, if you get into an accident, you are generally responsible for the payment of your medical bills as you incur them. The only exceptions are usually car accidents in no fault states (discussed below) and accidents involving "medical payments" (or "med pay") insurance coverage.

After your personal injury claim is settled, you may have to pay your health insurance carrier back for the bill that it paid. Most health insurance companies today claim liens against third party auto insurance settlements. Likewise, most med-pay coverages have a right of reimbursement.

Pain and suffering is the legal term for the physical and emotional stress caused from an injury (see also pain and suffering). Some damages that might come under this category would be: aches, temporary and permanent limitations on activity, potential shortening of life, depression or scarring.

There is no one right answer. When valuing a client's pain and suffering, a lawyer will typically sue for three to five times the amount of the out-of-pocket damages (medical bills and loss of work). Therefore, if you were out of pocket $500, you might wish to ask for $1,500, the overage being for "pain and suffering."

Pain and suffering is a category of damages (the amount of money which a plaintiff may be awarded in a lawsuit.) known as general damages. These general damages are paid by someone who caused an injury due to their negligence or intentional harm. The amount of money available for pain and suffering is subjective.

Adult Personal Injury Claims The general rule for adults who are considering making a claim for personal injury compensation is that you have three years from the date of the accident or incident in which to bring a claim.