Get AIL AG-2147 2006-2024

American Income Life was founded with $25,000 of borrowed capital and has grown into a leading provider of supplemental life insurance to working class families. You can visit our timeline to learn more about the history of American Income Life. When we say AIL supports working families, we mean it.

AM Best gives American Income Life an overall “A+” rating, indicating the carrier is a superior choice for insurance customers. High ratings from AM Best assure customers that American Income Life offers guaranteed, reliable coverage. Established in 1899, AM Best is one of the oldest rating companies in the world.

Do you get your money back if you cancel your life insurance? The answer to this is usually no. Protection insurance is a simple product that protects you financially against death and illness while you pay premiums. If you don't pay your insurance premiums, you aren't protected.

In 1951, Bernard Rapoport founded American Income Life Insurance Company with $25,000 of borrowed capital. Today, AIL is one of the nation's significant providers of supplemental life insurance to labor unions, credit unions, and associations.

When you terminate your contract with AIL, you are forfeiting all of your clients, and any future residuals if you qualify for them. However, it won't affect your appointments with any other life insurance companies.

For term life insurance policies, you can also stop making payments and the coverage will lapse. For permanent life insurance policies, it's best to speak with your insurer or a licensed agent about surrender options, since you could face cancellation fees.

If you need to cancel your American Income Life Insurance Policy, you can do so by contacting customer service at 800-433-3405.

American Income Life Insurance Company (formerly NASDAQ: AINC), based in Waco, Texas, is an insurance company that provides supplemental life insurance to labor unions, credit unions, and associations. American Income Life (AIL) was founded in 1951.