Get akc claim form 2017-2024

You or your doctor sends a claim to your insurance company, which then pays expenses that fall under your coverage. You pay the remaining balance not covered by insurance. There are usually two ways to submit a pet insurance claim—by either requesting reimbursement or paying the vet directly.

The claim may have been denied because you haven't yet met your annual deductible, for example. If you insured your pet only recently, you may still be within the waiting period after your date of enrolment.

Insurance through AKC is managed by a third party, PetPartners, and underwritten by Independence American Insurance Company.

We'll send your payment via direct deposit or a paper check in the mail — your choice. You may be reimbursed for up to 100% of the cost of covered expenses, depending on your deductible, reimbursement rate, and reimbursement limits.

If your dog or cat has needed medical treatment in the past 12 months and you had to make a claim, your premium is likely to increase.

After going through the process of submitting a claim, your insurance company will either approve or deny it. If it is approved and you have already met your deductible, they will send you a reimbursement after you've met your deductible.