Get SG HSBC Credit Limit Review Form

HSBC may offer to increase your credit card limit automatically, based on how responsibly you use your card. An automatic increase means it goes up without you having to do anything. Alternatively, if HSBC doesn't offer an automatic increase, you can apply for an increase yourself.

You could be denied a credit limit increase for many reasons, such as defaulting on a card, having a history of late payments, recently were given an increase, too low of a credit score, too little credit history, too many recent applications, and too low of verifiable income.

To request a credit limit increase Log on to Personal Internet Banking. Select your credit card from the account summary screen. Click “Manage” on the right side of the screen, then select “Manage card and alerts”. ... Click on “Menu” then “Manage card” and select Credit Limit Increase.

How to increase your credit card limit Use your credit card regularly and always pay your bill on time. Card issuers are more likely to approve a credit line increase for cardholders who don't miss payments. Check your current income. ... Request the credit limit increase either by phone or online.

What is a Credit Limit Review? A Credit Limit Review allows you to request for a permanent credit limit increase of your unsecured credit facilities with us, excluding Overdraft account(s).

You can typically expect to receive an instant decision on whether your credit limit increase is approved or denied. If your request was denied, you may need to wait up to six months to try again.

Call your card issuer. Call the number on the back of your card and ask a customer service representative whether you're eligible for a higher credit limit. The rep may ask the reason for your request, as well as whether your income has gone up recently. Look for automatic increases.