Get KY KAPER-1 2007

The state of Kentucky doesn't require residents to have health insurance coverage, but the Affordable Care Act does mandate health insurance coverage on the federal level. While you won't suffer any tax penalties for not having coverage, not being insured will disqualify you for the Advanced Premium Tax Credit.

Medical Debt Without health insurance coverage, a serious accident or a health issue that results in emergency care and/or an expensive treatment plan can result in poor credit or even bankruptcy.

Which states have an Individual Mandate? California. D.C. Massachusetts. New Jersey. Rhode Island. Vermont (but there's currently no financial penalty attached to the mandate)

Cheapest Kentucky Health Insurance Plans (2023) Clear Silver from WellCare is the most affordable health insurance plan in Kentucky. This HMO plan costs an average of about $400 per month, although the cheapest plan may vary based on coverage amount, age and location.

In Kentucky, the state health insurance exchange and Medicaid offer cheap health insurance plans for residents, although the best policy for you depends on your medical needs and financial situation. For 2023, the average cost of health insurance in Kentucky is $450 a month for a 40-year-old.

There is no law in Kentucky that requires employers to provide group health insurance to their employees. While most employers do provide this benefit, there is no government regulation or entity forcing them to do so. There are, however, state laws that require employer-provided policies to cover specific services.

In Kentucky, the state health insurance exchange and Medicaid offer cheap health insurance plans for residents, although the best policy for you depends on your medical needs and financial situation. For 2023, the average cost of health insurance in Kentucky is $450 a month for a 40-year-old.