Get Canada CIBC Signature Card 2017-2024

What is a black card? A black credit card is a type of extremely exclusive credit card that is almost solely reserved for the ultrawealthy. Typically, the cards are available on an invitation-only basis. The threshold for entry into this elite echelon of card ownership is incredibly high, as are the annual fees.

Shop internationally with Visa Debit Use your debit card at millions of merchants in over 200 countries, wherever Visa is accepted. When paying, select “Visa” if required and enter your PIN. The purchase will be deducted from your bank account. It's that simple!

A black credit card is a deluxe credit card that offers exclusive perks and rewards to those that qualify. There's no universal definition for what qualifies as a black card in Canada, but the attributes commonly associated with black credit cards include: High credit limit. High annual income requirement.

Reports suggest that you need at least $10 million in assets under management with Chase to qualify for an invitation. For the Centurion® Card from American Express, anecdotal evidence says you need to charge six-figures on your other American Express cards annually.

Eligibility requirements Most credit cards require you to earn a minimum income to qualify as a cardholder, and in the case of the CIBC Dividend® Visa* Card, you'll need a household annual income of at least $15,000. You'll also need a credit score of >640 to qualify.

What is the spending limit on the American Express Black Card? There is no spending limit with the Amex Black Card. However, balances must be paid off in full every month.

The CIBC Advantage Debit Card is accepted online, by phone or by mail at: Most U.S. and international retailers that accept Visa cards • Participating Canadian retailers that accept Visa Debit.

Your Mastercard Black credit card is paired with luxury benefits to ensure you get the best experience and protection worldwide. As a CIBC FirstCaribbean Mastercard Black cardholder, you are a member of an exclusive group privileged with a card designed to meet your lifestyle.