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Acrobat Reader free of charge go to the Adobe website This means that you do not have to complete this form in one session Helpful information for using this form Save the form to your computer After completion print the form Sign the form in black pen Post the form using the address given If you have an enquiry for the Armed forces Pension Scheme, please call the JPAC Enquiry Centre on 0800 085 3600 or email DBS-PensionsHelp dbspv.mod.uk The form will not save in old.
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Claimant FAQ
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Armed Forces Pension Scheme 1975 (AFPS 75): Closed to new entrants on 5 April 2005. Paid service after age 18, for other ranks, counts towards pension (21 for officers). Claim at age 60 for benefits earned up to and including 5 April 2006, and age 65, for earnings after that date.
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The maximum tax-free lump sum is generally 25% of the capital value of your pension benefits.
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How is Your Pension Calculated? 6.1 Your benefits are based on your final rank and length of reckonable service. In AFPS 75, members of the Armed Forces with the same rank and same number of years of reckonable service are normally awarded the same pension, regardless of their actual pay.
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02/22 AFPS Pen Form 1 (M) Armed Forces Pension Schemes Application Form.
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There is no flexibility about how this pension is paid: it is an annual taxable amount paid in 12 monthly instalments and a one-off tax-free lump sum worth three times the pension. You cannot commute or just 'cash it in'.
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Under AFPS 75, commutation means giving up part of your pension in return for a lump sum. It is not an automatic right: you have to apply for it. There are 2 forms of commutation: resettlement commutation and life commutation.
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AFPS 75 provides an automatic tax free pension lump sum of three times the pension. AFPS 05 provides an automatic tax free pension lump sum of three times the pension. It is open to the member to give up some or all of the tax free lump sum in order to improve their taxable pension. This is called inverse commutation.
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AFPS 15 pays a pension immediately to those who serve until age 60 and defers it until the member's state pension age (SPA) for those who leave before that age. AFPS 05 pays a pension immediately to those who serve until age 55 and preserves it until age 65 for those who leave before that age.
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