Sir, I hold an account with the account number (mention your account number) at your bank, and I require a bank statement for the past six months (13/11/2020 to 13/05/2021) to provide as proof to apply for a personal loan. Kindly do the needful and provide me with my bank account statement at the earliest.

If the account is held jointly, an access letter, stating the borrower has access to 100% of the account funds is required when business funds are being used for down payment and/or closing costs.

(Bank/Institute Address)Sub: Request for Converting Single Account into Joint AccountDear Sir, Re.: Savings A/c No. ____________ with you, I request you to please convert my above-quoted account into a joint account by adding the name of (Name) whose specimen signatures are appended below.

Joint Accounts require an access if the parties are unrelated, or the spouse is not on the loan.

Sir, With reference to my SB A/c number *****, I request you to associate my wife Mrs[name of the person] as a joint account holder of my account. Details of my wife's particulars as required by your bank has been submitted with this letter.

If you have a joint bank account with another person, and that person is not going to be on a mortgage loan application with you, you will need something called a full access letter from the other person. This would verify to the underwriter that you have access to use that money for settlement, if needed.

Bank accounts held jointly between two parties may be titled with an "and" or an "or" between the account holders' names. If the account is listed as an "and" account, then both/all parties must sign to access the funds.