Get Four-Point Insurance Inspection Report

The standard home inspector's report will cover the condition of the home's heating system; central air conditioning system (temperature permitting); interior plumbing system; electrical system; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; and the foundation, basement and ...

Florida has been pummeled with what most of us feel is more than our fair share of storms and hurricanes. Wind mitigation is more important than ever, and many insurers will request regular 4-point inspections for homes 25 years and older.

When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.

Four point inspections are the tools that insurance underwriters and insurance companies use to determine risk. As you might have guessed, there are four main things that are being examined during a four-point inspection: 1) Electrical, 2) Plumbing, 3) Roof and Structure, and 4) HVAC system.

When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.

A four-point inspection takes about 30 minutes and is only visual. However, if you buy an older home you might be required to have both inspections.

A Four-Point Inspection is an inspection focusing on four primary areas of the property, the Roof, Electrical, Plumbing and Heat and AC. This type of inspection is primarily done for insurance companies on older properties in order to verify that the four systems noted above are in acceptable condition.

What Is A 4-Point Inspection? A 4-point inspection is a type of home inspection that is required in Florida, either to obtain or maintain insurance coverage. This inspection was designed by home insurance companies to help them get a more comprehensive understanding of the buildings that they are insuring.

Four point inspections are the tools that insurance underwriters and insurance companies use to determine risk. As you might have guessed, there are four main things that are being examined during a four-point inspection: 1) Electrical, 2) Plumbing, 3) Roof and Structure, and 4) HVAC system.

What Is A 4-Point Inspection? A 4-point inspection is a type of home inspection that is required in Florida, either to obtain or maintain insurance coverage. This inspection was designed by home insurance companies to help them get a more comprehensive understanding of the buildings that they are insuring.