Follow the steps to complete your United Wholesale Mortgage Form.

1. Click ‘Get Form’ button to obtain the form and open it in the editor.
2. Begin with the Intent to Proceed section. Ensure you select the UWM Intent to Proceed option and provide either a wet signature or an electronic signature.
3. Fill in the Uniform Residential Loan Application – 1003. Be sure it is dated within 30 days of submission, and if any corrections are made, they should be initialed and include the loan officer's NMLS number.
4. Upload the credit report, which must be dated within 60 days of your application.
5. Provide the Loan Estimate. If not a UWM Loan Estimate, leave the reserved space for the lender name blank.
6. Complete the itemization of the amount financed section accurately.
7. Submit the 4506-T Transcript of Tax Return for all adults living in the household.
8. If applicable, include the 1980-21 Request for Single Family Housing Loan Guarantee.
9. Gather and provide income documentation based on your employment status: W2 employees need one pay stub with year-to-date earnings and two years of W2s; self-employed individuals must submit two years of tax returns; provide proof of monthly income for Social Security or pension recipients.
10. Attach your most recent bank statements from the last 60 days.
11. Complete household member income and asset disclosures, ensuring all information is accurate and up to date.
12. Provide a valid form of government-issued identification, such as a driver’s license.
13. Include the title commitment, the last 12 months' chain, property tax information, closing protection letter, and wire information.
14. If applicable, list the homeownership counseling organizations you have consulted.
15. Complete the borrower’s certification and authorization section.
16. Ensure you include the notice of right to receive a copy of the appraisal report.
17. Fill out the servicing disclosure statement and the notice to the home loan applicant.
18. Attach the credit inquiry letter of explanation if needed.
19. Ensure all state-specific disclosures are included in your submission.
20. Submit the purchase agreement if applicable, ensuring it is dated within 30 days of submission.
21. If necessary, include a letter of explanation.
22. Review all entries for accuracy, then save your changes, download, print, or share the completed form as needed.

Complete your United Wholesale Mortgage Form online now for a seamless mortgage application experience.