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minus any taxes withheld. If additional funds are needed, please refer to your plan rules. Distribute the maximum amount available. Distribute this amount $: . Section IV – Gross-up Election You may be eligible to gross-up your hardship amount up to 30%. The IRS allows you to include in the hardship withdrawal amounts necessary to pay any federal, state, or local income taxes or penalties reasonably anticipated as a result of this withdrawal. If no election is made, your election to gross-.
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