Get State Farm Class 4 Form 2020-2025

In general, class 4 shingles last between 30 to 50 years depending on various factors such as installation quality and maintenance. Homeowners who prioritize regular upkeep can expect these shingles to remain effective and visually appealing for decades. The longevity of these shingles makes them a great investment for enhancing your home’s roof. Ensure you have the necessary information, like what's detailed in the State Farm Class 4 Form, to make informed decisions.

Class 4 is the highest level of impact resistance and indicates that under lab testing conditions, new shingles can withstand the impact from a 2-inch ball dropped from 20 feet without splitting or tearing.

The biggest downside to installing impact-resistant shingles is price. Class 4 impact-resistant shingles tend to cost 10% to 20% more than standard asphalt shingles. If standard shingles cost $1.00 to $1.50 per square foot for materials alone, impact-resistant shingles will cost $1.10 to $1.80* per square foot.

The integrity of Class 4 impact-resistant composite tiles lessen long-term maintenance and repair costs, lengthen the roof's lifespan, adds resale value to a home, and can lower insurance rates. Furthermore, the ease of installation of Class 4 impact-resistant composite tiles reduce installation costs.

Class 4 shingles have the highest rating for impact resistance, making them an ideal choice to withstand hail damage. Cost: Class 4 shingles carry a higher price tag due to their increased durability and lifespan. Yet, they may offer more value over time given their extended longevity and potential insurance benefits.

A roof achieves a Class 3 rating if the sample remains uncracked when struck twice in the same area by a steel ball with a diameter of 1.75 inches. For a roof to receive a Class 4 rating, it should show no damage when hit twice in the same spot by a steel ball measuring 2 inches in diameter.

Though impact-resistant shingles have a higher upfront cost, they offer several money-saving benefits that make them worth the investment: Reduced damage: They can minimize cracks, dents, and punctures caused by hail or flying debris, leading to less frequent repairs and replacements.

Homes with Class 4 shingles on them will not need to be re-roofed for 30 years at a minimum. Some warranties on these impact-resistant shingles even last as long as 50 years! That long-term protection means value, because there is a good chance this will be the last roofing project you'll ever have to pay for.

However, a Class IV roofing system can typically save you 10-27% of your premium for the year. So, in Texas, the average homeowner's insurance premium is about $1945/year that's a savings of $195 – $525 a year. You will save money that year after year and your roof will last longer and protect your home better.