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Eat healthy. During the life insurance physical, the examiner will take a blood sample for testing and he or she will check your blood pressure and pulse. ... Drink water. ... Consider fasting. ... Skip the gym. ... Get a good night's sleep. ... Wear lightweight clothing.

Eat healthy. During the life insurance physical, the examiner will take a blood sample for testing and he or she will check your blood pressure and pulse. ... Drink water. ... Consider fasting. ... Skip the gym. ... Get a good night's sleep. ... Wear lightweight clothing.

During the exam, your height, weight, pulse and blood pressure will be recorded. You likely will have to provide a urine sample and have blood drawn to test for health issues such as elevated cholesterol or blood sugar levels, and to screen for nicotine and drug use.

A life insurance blood test is intended to help insurers assess your overall health. It tests for conditions such as high blood pressure, elevated cholesterol or glucose levels, as well as an indication of unhealthy lifestyle choices such as drug use or obesity.

Avoid bad habits. Some exams might also prohibit you from drinking coffee, tea, or just plain water. Halcyon usually recommends fasting for at least 12 hours before the scheduled medical examination. Patients also need to ensure that they are well rested before their schedule.

Under this category, tests performed include Glucose, Protein and Microalbumin, Protein/Creatinine ratio, Red Blood Cells (R.B.C.) and White Blood Cells (W.B.C.) An out-of-range result typically requires a physician recheck before any action should be taken or any conclusions are drawn.

When you apply for life insurance, you will probably be expected to submit to a blood test to assess your overall health, risk of diseases, and drug use. A blood test is required by the majority of life insurance companies because it paints a more accurate picture of your health than your medical records alone.

Fast for 8-12 hours before the exam. ... Avoid exercise or excess activity before the exam. ... Make sure you are well hydrated. ... Avoid caffeine before the exam. ... Schedule during the least stressful time of your day. ... Schedule the exam for later in the week.

Limit salt and high-cholesterol foods 24 hours prior to the exam. Refrain from drinking alcoholic beverages for at least 12 hours prior to your appointment. Avoid strenuous exercise 12 hours prior to the examination. Limit caffeine and nicotine one hour prior to your appointment.