Get Fidelity Defined Contribution Retirement Plan — 401(k) Salary Reduction Agreement 2023-2026

This guide provides clear instructions on how to complete the Fidelity Defined Contribution Retirement Plan — 401(k) Salary Reduction Agreement online. This essential form allows you to specify the amount to be withheld from your compensation for your retirement savings.

Follow the steps to fill out the form correctly and efficiently.

1. Press the ‘Get Form’ button to access the form and open it in your editing tool.
2. Provide your personal information in the Employee Information section, including your full name, Social Security number, address, and employer name. Ensure that all information is accurate.
3. In the Salary Reduction Election section, select either the specific dollar amount or percentage of your pay you wish to defer. Fill in the corresponding fields with your chosen amount or percentage.
4. If you wish to make a one-time deferral, indicate the amount and specify the date on which this amount should be withheld from your pay.
5. If you do not want any deferrals going forward, mark the option indicating that you choose to stop contributions and specify the effective date.
6. Review the Maximum Salary Reduction section to ensure your contributions comply with annual limits. Make sure your selected amounts do not exceed the allowable contributions for the current tax year.
7. Indicate the start date for your salary reduction contributions. This date must be on or after the date you are signing the Agreement.
8. In the Duration of Election section, acknowledge that this Agreement replaces any prior agreements and will remain effective until you choose otherwise. Sign and date the form in the designated areas.
9. After completing the form, save your changes, and download or print the document for your records. You do not need to send it to Fidelity.

Complete your forms online now to ensure your retirement savings are on track.