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Intended parents commonly rely on loans to help cover the costs of surrogacy. In addition to traditional lines of credit, like home equity loans and credit cards, there are also many organizations that offer financing options specifically for fertility treatments and surrogacy.

In most cases, when dealing with a surrogate pregnancy, the parents of the child will cover the costs not taken care of by insurance. It is common for many health insurance companies to cover the cost of the pregnancy, but covering the fertility treatments will be the responsibility of the surrogate or the donor.

Only if both parties, surrogate and future parents, agree, will the candidate be finally selected as the surrogate.

It is important to note that surrogacy costs can vary within the United States, and the term “cheapest surrogacy in the USA” is subjective. However, some states, such as Nevada and Arkansas, are known for having relatively lower costs for surrogacy compared to other states in the country.

Every surrogacy case is unique and involves factors that can impact the overall fees and price. The average cost of surrogacy can range from $190,000 to $230,000 depending on the individual arrangements. In states like California, where surrogates are in high demand, the cost may be slightly higher.

The cost of surrogacy with a friend is similar to the cost of surrogate motherhood through an agency, and ranges from $100,000 to $200,000. When a sister, cousin or friend offers to carry your baby for you, it is truly special. Such an act of generosity and selflessness is amazing.

Here are a few more positive phrases you should make sure to use in your conversations with intended parents: “How can I help?” ... “You must be excited to be parents!” ... “I know you've waited a long time for this.

If you are intending to become parents through a surrogacy arrangement and either you or your husband, partner or civil partner are genetically related to the baby i.e. egg or sperm donors, you can apply for a Parental Order. You must apply for the Parental Order before the baby is six months old.