Get Paragon Insurance Sales Business Owners Policy (BOP) Fact Finder 2011-2024

A Business Owner's Policy (BOP) bundles business property and liability insurance into one policy. This means it can help cover claims of bodily injury and property damage to your building, equipment or inventory.

A business owner's policy is an insurance package that combines several different property and liability protections into a single policy for small-business owners. A BOP typically includes three types of insurance: General liability insurance. Business property insurance.

Business interruption policies are typically bundled within a larger businessowner's policy (BOP) that includes business property and liability coverages. Companies with 100 or less employees with revenues of up to $5 million or less are eligible for these plans.

A BOP offers both general liability and commercial property coverage at a lower cost than buying the policies separately. That makes it a smart choice for small business owners. Learn more about the difference between general liability insurance and a BOP.

BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

A Business Owner's Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters.