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($1 at r% for n periods). F. V. IF. (1+r) n. ; F. V PV (F. V. IF r,n. ) n/r. 1%. 2. %. 3%. 4 . %. 5%. 6. %. 7%. 8. %. 9%. 10%. 11%. 12%. 13%. 14%. 15%. 16%. 17%. 18%.

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Table 1: Future Value Interest Factor (FVIF) ($1...
($1 at r% for n periods). F. V. IF. (1+r) n. ; F. V PV (F. V. IF r,n. ) n/r. 1%. 2. %. 3%...
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In its most basic form, the formula for future value (FV) is FV= PV*(1+i)^n, where “PV” equals the present value, “i” represents the interest rate and “n” represents the number of time periods.

In order to achieve future value interest factor, consider the following formula: Future Value Interest Factor (FVIF) = (1 + r)n Future Value = PV * FVIF. Future Value Interest Factor = (1 + 0.08)4 = 1.3605. Future Value = $5,000 * 1.3605 = $6,802.44.

Present value is the sum of money that must be invested in order to achieve a specific future goal. Future value is the dollar amount that will accrue over time when that sum is invested. The present value is the amount you must invest in order to realize the future value.

Present value factor, also known as present value interest factor (PVIF) is a factor that is used to calculate the present value of money to be received at some future point in time. In other words, this factor helps us to determine whether cash received now is worth more, or less than when it is received later.

What Is the Relationship Between PVIF and FVIF? The present value interest factor (PVIF) is the reciprocal of the future value interest factor (FVIF). FVIF considers the effect of compounding and is always more than one. This is because the value of money grows with time.

The present value formula is PV = FV/(1 + i) n where PV = present value, FV = future value, i = decimalized interest rate, and n = number of periods. It answers questions like, How much would you pay today for $X at time y in the future, given an interest rate and a compounding period?

The initial deposit earns interest at the interest rate (r), which perfectly finances a series of (n) consecutive withdrawals and may be written as the following formula: PVIFA = (1 - (1 + r)^-n) / r.

What Is the Present Value Interest Factor (PVIF)? The present value interest factor (PVIF) is a formula used to estimate the current worth of a sum of money that is to be received at some future date. PVIFs are often presented in the form of a table with values for different time periods and interest rate combinations.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232