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Ed in clause 3 under exclusions, contracted by the insured person during the first 30 days from the commencement date of the policy. The condition shall not however apply in case of the insured person having been covered under this scheme or group Insurance Scheme with any of the Indian Insurance companies for a continuous period of preceding 12 months without any break. 3. During the first year of the operation of the policy, the expenses on treatment of diseases such as Cataract, Benign Prosta.

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