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Get HUD-92902 2014-2024

Certificate of HECM Counseling U.S. Department of Housing and Urban Development Certificate Number 126021332 OMB No. 2502-0524 expires 4/30/2014 Office of Housing Provision of this information is required to obtain benefits. This certificate was not prepared before the counseling session occurred. Counselor s Name Printed HUD-Approved Counseling Agency Name MELISSA A MURRAY ADMINISTRATION OF RESOURCES AND CHOICES Address Street/City/State/Zip 3003 S COUNTRY CLUB SUITE 219 TUCSON AZ 85713 Telephone No Agency Housing Counseling System ID X 520-623-2625 81052 HomeOwner Certification I/we hereby certify that I/we have discussed the financial implications of and alternatives to a HECM with the above Counselor. I/we further understand that these funds must come from cash on hand or cash from the sale or liquidation of my/our assets and that the lender will verify the source of the monetary investment. Homeowner Signature Date POA/Guardian Signature Date All homeowners shown on the deed must sign the mortgage and this counseling certificate. Upfront Fee for Counseling Session None Financed Fee for Counseling Session None Fees were waived Date Counseling Completed 06/12/2012 Certificate Expiration Date 12/09/2012 180 days from date HECM counseling completed form HUD-92902 8/2011. 8. HECM for Purchase Certification I/we hereby certify that I/we have been informed the HECM for Purchase program requires a significant monetary investment which will be appled to satisfy the difference between the HECM principal limit and the sales price of the property plus any HECM loan related fees that are not financed in the loan minus the amount of earnest deposit. I/we further understand that these funds must come from cash on hand or cash from the sale or liquidation of my/our assets and that the lender will verify the source of the monetary investment. Homeowner Signature Date POA/Guardian Signature Date All homeowners shown on the deed must sign the mortgage and this counseling certificate. HUD may not collect this information and you are not required to complete this form unless the form has a currently valid OMB control number. Privacy Act Notice The United States Department of Housing and Urban Development Federal Housing Administration is authorized to solicit the information requested in the form by virtue of Title 12 United States Code Section 1701 et seq. and regulations promulgated at Title 12 Code of Federal Regulations. While no assurance of confidentiality is pledged to respondents HUD generally discloses this data only in response to a Freedom of Information Act request. Homeowner s Name s Power of Attorney if present ANTHONY T LANCASTER SYLVIA M LANCASTER Property Address City/State/Zip 7010 E* CALLE MARTE TUCSON AZ 85710 The U* S* Department of Housing and Urban Development HUD requires that homeowner s interested in pursuing a Home Equity Conversion Mortgage HECM receive information about the implications of and alternatives to a reverse mortgage. The HECM counselor must adhere to all of FHA s guidelines and protocol regarding information that must be provided to the potential HECM mortgagor and must tailor the session to address the unique financial circumstances of the household being counseled* Counselor Certification In accordance with Section 255 of the National Housing Act and 24CFR 206. .

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