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Get John Hancock 130711 2014

T prospectus and/or contract/certificate with your advisor for further details regarding the impact of withdrawals. • Be advised that taking withdrawals from some of our products may adversely affect the underlying guarantees. • Withdrawals from a variable annuity product with a guaranteed minimum withdrawal benefit may impact that benefit: • For AnnuityNote products, any unscheduled withdrawal may reduce or eliminate the Lifetime Income Amount. • For other variable annuity products, .

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