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NDS Consult for Chemonics International Inc. THIS TEXT IS TO REPRESENT A DUE DILIGENCE TOOL FOR SACCOS The author s views expressed in this publication do not necessarily reflect the views of the United States Agency for International Development or the United States Government. Rural SPEED A USAID-funded project Contract No. PCE-I-00-99-00003-00 TO 826 This report submitted by Chemonics International Inc. / July 2006 TABLE TO CONTENTS BACKGROUND.

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