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Get How To Apply For A Pre-approval First Time ... - Kris Wilson
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This guide provides clear, step-by-step instructions for filling out the pre-approval application form for first-time homebuyers with Fairway Independent Mortgage. Following this comprehensive guide will help ensure you complete your application efficiently and correctly.
Follow the steps to successfully complete your application online.
- Press the 'Get Form' button to access the pre-approval application. This will allow you to open and edit the form using an online platform designed for secure submissions.
- Read through the introductory information carefully before proceeding. Ensure that you understand the requirements for submitting documents, including the 'Borrower’s Certification and Authorization' form and the 'Credit Card Authorization' form.
- Download and print the 'Borrower’s Certification and Authorization' and 'Credit Card Authorization' forms from the website. Fill these documents completely before returning to the application process.
- Gather all necessary documents as instructed, including W2 forms from the past two years, three years of federal tax returns, recent pay stubs, and bank statements covering any liquid assets for the past two months.
- Follow the instructions on the application form to enter your personal information accurately, including full name, contact information, and social security number.
- Provide the completed 'Borrower’s Certification and Authorization' and 'Credit Card Authorization' forms through email or fax as required. If you prefer, you may provide necessary information over the phone.
- Once you have submitted all required documents, review your application for any errors or missing information. Make corrections as necessary.
- After completing your application, you can download, print, or share the form for your records. Ensure you save any changes before exiting the application.
Complete your application for pre-approval online today to move forward on your journey to homeownership!
The “20 percent” threshold is based on guidelines set by Fannie Mae and Freddie Mac, government-sponsored companies that guarantee most of the mortgages made in the U.S. To qualify for a Fannie Mae or Freddie Mac guarantee, a mortgage borrower must either make a down payment of at least 20 percent, or pay for mortgage ...
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