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Security number or mother's maiden name. Armed with this information, an imposter can open new credit card accounts, drain your bank accounts, purchase automobiles, apply for loans, open utility services and on and on. No matter how cautious you are, you cannot guarantee that a criminal will not obtain your information. The following steps will tell you what the warning signs are, how to protect yourself, what to do if you become a victim and the resources you will need. Warning Signs Often, the.
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Lenfant FAQ
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Once your innocence has been established, ask for a letter of clearance. Ask if your clearance can be updated in all law enforcement data banks. Ask that the records are updated to exclude your name as the primary name (they will likely have to list your name as an alias).
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The Federal Trade Commission (FTC) estimates that it can take approximately six months and 200 hours of work to recover from an identity theft. This estimation is based on the amount of work needed to follow the necessary steps to ensure the victim is not responsible for the debt incurred.
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But the actual consequences of identity theft range from annoying to life-shattering. Sure, you might just have to replace all the cards in your wallet, but you also might find yourself fighting to prove you're not the one who merits jail time.
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Once your innocence has been established, ask for a letter of clearance. Ask if your clearance can be updated in all law enforcement data banks. Ask that the records are updated to exclude your name as the primary name (they will likely have to list your name as an alias).
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Any information you give them can be used to fully steal your identity. Knowing only your name, they may also be able to find your email address and then target you with emails that contain links to phony websites or malware downloads.
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The wide-range of identity theft-related crimes makes it hard to put a clear timeframe on recovery. However, on average, it can take over six months and 100–200 hours of your time to discover, resolve, and recover from the effects of identity theft [*].
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This is because each case of identity theft is unique, and the recovery timeline can depend on many factors, including the type of identity theft that took place. While some reports have found that combating identity theft can take up to 200 hours over six months, this number can vary.
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With the rise of identity theft, it's essential to take the necessary steps to safeguard your personal information. One effective way to protect yourself is by changing your name. While it may seem drastic, a name change can provide an added layer of security and peace of mind.
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