Get Fraud Transaction Dispute Form 2015-2025

The best bet for getting your money back is to notify your bank of fraudulent charges as soon as possible. But if it's too late and your bank won't refund an unauthorized transaction, you can submit a complaint to government agencies.

Hear this out loud PauseGenerally, you'll have two options when disputing a transaction: refund or chargeback. A refund comes directly from a merchant, while a chargeback comes from your card issuer. The first step in the dispute process should be to go directly to the merchant and request a refund.

Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back. Did a scammer make an unauthorized transfer from your bank account?

The bank investigates fraud claims and suspicious activity and then determines if the suspicious activity amounts to fraud. From there, the bank will submit a Suspicious Activity Report (SAR), which will be escalated to the proper legal authority.

Your bank can only refuse to refund an unauthorised payment if: it can prove you authorised the payment. it can prove you acted fraudulently.

You generally have at least 60 days to dispute credit card charges when there's a billing error or fraudulent transaction, and 120 days if you have a complaint about the quality of goods or services.

Hear this out loud PauseThe best bet for getting your money back is to notify your bank of fraudulent charges as soon as possible. But if it's too late and your bank won't refund an unauthorized transaction, you can submit a complaint to government agencies.

If you end up needing to involve the credit card issuer, the easiest way to dispute a charge is typically online or over the phone. But to ensure you're fully covered under the law's consumer protections, it's important to follow up with a letter, ing to the Federal Trade Commission's website.

Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back. Did a scammer make an unauthorized transfer from your bank account?