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Contactmtaasuper FAQ
Binding death benefit nomination: This is a written direction from a member to their superannuation trustee setting out how they wish some or all of their superannuation death benefits to be distributed. The nomination is generally valid for a maximum of three years and lapses if it is not renewed.
Binding nominations A binding nomination means we must pay your benefit (account balance and any insurance benefits) to the beneficiaries in the portions you set out in the form. Some restrictions apply and we can only pay your super benefits to your nominated beneficiaries if your nomination is valid.
In order for a nomination to be binding, it must be 'valid'. One of the requirements of validity is that only 'dependants' can be nominated. Depending on your circumstances, however, you can nominate one dependant or a number of dependants.
What is a Binding Death Benefit Nomination (BDBN)? A BDBN is a notice given by a member to the trustee of their super fund which imposes a direct duty on the trustee to pay their death benefits in ance with their wishes specified in the notice.
Binding death benefit nomination: This is a written direction from a member to their superannuation trustee setting out how they wish some or all of their superannuation death benefits to be distributed. The nomination is generally valid for a maximum of three years and lapses if it is not renewed.
Disadvantage of a Binding Nomination And, if you have not updated your binding nomination to reflect the change in your relationship, your super may be paid to an unintended recipient, because your super fund is bound by your nomination.
To make a binding death benefit nomination in the Mercer Super Trust you must: Complete this form in full and sign and date it in the presence of two witnesses. The witnesses must be at least 18 years of age and neither of them can be a nominated beneficiary within this form.
A binding nomination is valid for three years, unless it is renewed, changed or cancelled earlier – if you do not renew it before the end of the three-year period from last signing, it becomes a non-binding nomination.
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