What is a preferred death benefit nomination?

What does it mean? A non-binding or preferred beneficiary nomination will guide the Trustee of the Fund as to your wishes; however, the Trustee makes the final decision as to whom the benefit will be paid. The Trustee is guided by superannuation legislation and must ensure the benefit is paid to your dependants.

What are the options for death benefit nomination?

You may need to decide whether you want a binding nomination to be lapsing or non-lapsing. A lapsing nomination must be renewed after a certain period (typically every three years), whereas a non-lapsing nomination is permanent unless you change or review it.

What happens if you don t have a binding death benefit nomination?

If you don't make a written death benefit nomination, the trustee of your super fund will decide who receives your death benefit. It may decide to pay the death benefit to your estate, or it may use its discretion to decide which of your eligible beneficiaries receives the death benefit.

Who can you nominate as a beneficiary?

Who can be my beneficiary? your spouse or partner. your children. anybody financially dependent on you when you die. your estate or legal representative known as an executor.

What are the types of death benefit nomination?

There are two types of death benefit nominations: binding and non-binding. Both are only activated on the superannuation members' death and are usually paid in lump sums to the beneficiaries.

What is a binding death benefit nomination form of payment?

What is a Binding death benefit nomination? A binding death benefit nomination is a legal document which binds Brighter Super to pay your benefit to your nominated beneficiary or beneficiaries provided it is still a valid nomination at the time of your death.

Do you need a binding death benefit nomination?

No nomination If you don't make a written death benefit nomination, the trustee of your super fund will decide who receives your death benefit. It may decide to pay the death benefit to your estate, or it may use its discretion to decide which of your eligible beneficiaries receives the death benefit.

Who prepares binding death benefit nomination?

1. Binding death benefit nomination: This is a written direction from a member to their superannuation trustee setting out how they wish some or all of their superannuation death benefits to be distributed. The nomination is generally valid for a maximum of three years and lapses if it is not renewed.

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Cbus Binding Death Benefit Nomination Form

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Q: What happens if you don t have a binding death benefit nomination?

If you don&#039;t make a written death benefit nomination, the trustee of your super fund will decide who receives your death benefit. It may decide to pay the death benefit to your estate, or it may use its discretion to decide which of your eligible beneficiaries receives the death benefit.

Q: Do you need a binding death benefit nomination?

No nomination If you don&#039;t make a written death benefit nomination, the trustee of your super fund will decide who receives your death benefit. It may decide to pay the death benefit to your estate, or it may use its discretion to decide which of your eligible beneficiaries receives the death benefit.

Binding death benefit nomination This form tells Cbus who gets your super if you die. Please use black or blue pen and CAPITAL letters. Use an X in boxes where required. If you die while a Cbus member,.

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