Get Cobra Letter

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, ...

Contact The Employer's COBRA Plan Administrator Your employer (assuming they have more than 20 employees) has a total of 45 days from the qualifying event to send your COBRA notification paperwork to you. From the date that you get your notification, you have 60 days to elect coverage.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, ...

Why did I receive A COBRA Letter? ... The purpose of this letter is to inform you of your rights and responsibilities as a plan participant. Qualifying Event: At the end of your employment or because of reduction of hours (not maintain full-time status) you will receive this letter.

COBRA continuation coverage lets you stay on your employer's group health insurance plan after leaving your job. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It's shorthand for the law change that required employers to extend temporary group health insurance to departing employees.

What Does a COBRA Continuation Coverage Notice from an Employer Mean? COBRA continuation coverage lets people who qualify keep their health insurance after their job ends, so it's not surprising that people who receive a COBRA notice might think they're job will soon be terminated.

Continuation coverage must generally be made available for a maximum period (18, 29, or 36 months). The group health plan may terminate continuation coverage early, however, for any of a number of specific reasons.

As an employer, you are responsible for notifying your former employee of the right to elect COBRA continuing health care coverage under your group plan. Most employers will include COBRA coverage information in the business employee handbook and as part of an employee's exit paperwork.

Your business has 90 days to provide the employee with a COBRA General Notice, which basically describes the employee's rights and obligations under COBRA. When a qualifying event occurs. Your business must notify the employee of their COBRA rights within 14 days of the qualifying event with an election notice.