Get First Premier Bank Credit Card Dispute Form

How long will it take to resolve a dispute? The time it takes to resolve your dispute depends on the type of dispute and the merchant, but it may take up to 60 days for credit card disputes and 90 days for debit card disputes. Keep in mind, disputes are often resolved more quickly if you contact the merchant first.

Someone else used your card without permission. Say a fraudster charged a big-screen TV to your card. ... There was a billing error. ... You've made a good-faith effort to resolve a problem with the merchant.

Disputing a charge does not have an impact on your credit. ... You must keep paying your credit card bill like normal during the dispute process. As mentioned previously, card issuers usually remove disputed charges from the bill until the dispute is resolved, but you're still responsible for paying the rest of the bill.

You can dispute credit card charges by writing a letter to your creditor. ... You must send the letter to your creditor within 60 days, and the law requires them to respond to you in writing within 30 days. The card issuer is also required to resolve the dispute within two billing cycles.

Disputing a charge does not have an impact on your credit. ... You must keep paying your credit card bill like normal during the dispute process. As mentioned previously, card issuers usually remove disputed charges from the bill until the dispute is resolved, but you're still responsible for paying the rest of the bill.

During the course of the investigation, you are not obligated to pay the charge in question, but you will have to pay the rest of your bill. You must send the letter to your creditor within 60 days, and the law requires them to respond to you in writing within 30 days.

It can take up to 30 days for a disputed item to be removed from your credit report, assuming your dispute is valid. This is the maximum amount of time for a response from the credit bureau allowed by the Fair Credit Reporting Act.

This form is provided for your convenience. If you believe that a transaction(s) on your account is in error or unauthorized, you can use this form to dispute the transaction(s) in question.

Disputing a credit card charge. Consumers can dispute fraudulent charges on their bill by calling their issuer. ... You also have the right to dispute a credit card charge for a purchase you willingly made. This can be done for a number of reasons, including services not rendered or dissatisfaction with services rendered.