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  • Lird Life Insurance Replacement Declaration - Empire Life

Get Lird Life Insurance Replacement Declaration - Empire Life

Policy number:Owner 's name:Life Insurance Replacement Declaration Do not cancel your existing policy until the new policy is in force and you accept it. Before you cancel your life insurance policy.

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How to fill out the LIRD Life Insurance Replacement Declaration - Empire Life online

This guide provides a clear, step-by-step approach to filling out the LIRD Life Insurance Replacement Declaration from Empire Life online. By following these instructions, users can ensure that they correctly complete the necessary fields and understand the implications of their decisions regarding life insurance policies.

Follow the steps to effectively complete the declaration form

  1. Click ‘Get Form’ button to obtain the LIRD Life Insurance Replacement Declaration, enabling you to access the form for completion.
  2. Enter the policy number in the designated field. This number is essential for identifying the insurance policy you wish to replace.
  3. Provide the owner's name in the specified section. Ensure that the name is entered exactly as it appears on the current policy documents.
  4. Read the introductory instructions carefully. It emphasizes the importance of having the new policy in force before canceling the existing policy.
  5. Carefully answer the questions regarding your present life insurance policy. Reflect on why replacement is necessary and the potential costs associated with changes in coverage.
  6. Consider the advantages and disadvantages of the new policy. Make sure to understand the type of insurance you are applying for and confirm its benefits compared to your current policy.
  7. Sign the document to confirm that you have received it and that you understand the content. The signing is necessary for processing the claim.
  8. Ensure that the insurance agent or broker provides their signature, affirming that they have presented the advantages and disadvantages of the new policy.
  9. Finally, save changes to the document, download a copy for your records, or print the completed form for submission.

Complete your LIRD Life Insurance Replacement Declaration online today to ensure a smooth policy transition.

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252,000 group life and health plan members. 860 employees across Canada; 530 employees at our corporate head office in Kingston, Ontario.

Empire Life is a subsidiary of E-L Financial Corporation Limited. Since 1956, three generations of the Jackman family have been involved with Empire Life and have controlled E-L Financial since its incorporation in 1969.

Empire Life Insurance offers the Solution series of term life products, which provide coverage for 10, 20, or 30-year terms and a permanent product up to age 100. The Solution series offers flexible and affordable coverage with coverage available upon renewal up to age 100.

The Life Insurance Replacement Declaration (LIRD) allows consumers to better consider the merits of replacing an existing life insurance policy, as the form sets out a number of important questions that the consumer may wish to consider when making their decision.

How do I cancel or surrender my life insurance policy? You can also contact us directly by emailing insurance@empire.ca or calling 1 800 561-1268.

Call 1 800 561-1268 or 1 613 548-1881 to start the claim process.

The written explanation should relate to the client's needs. It should explain how the existing policy fails to address those needs and it should explain how the new policy is better suited to address them. The written explanation should also identify any risks associated with replacing the existing policy.

For our Customers, the phone number will remain the same 1 800 561-1268. The menu options on this line have also been simplified. Please update your contact information; we look forward to serving you with the new telephone number. Your patience is greatly appreciated during this transition.

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