Get Spousal Inherited Retirement Account Form - Dws.com

Completing the Spousal Inherited Retirement Account Form is a crucial step for individuals inheriting a retirement account from a deceased partner. This guide will walk you through the process, ensuring that you understand each section and complete it accurately to meet your financial needs.

Follow the steps to successfully fill out the form online.

1. Press the ‘Get Form’ button to access the form and open it in your preferred document editor.
2. Fill in the account information section, making sure to provide the required fields: - Account number(s) of the original owner - Name of the original account owner - Social Security number of the original account owner - Date of death in MM/DD/YYYY format.
3. Complete the spousal beneficiary information section: - Name of the beneficial owner - Social Security number of the beneficial owner - Date of birth in MM/DD/YYYY format - US residential address (no P.O. Box) - City, state, and zip code - Provide a different mailing address if applicable - Daytime phone number and select citizenship status (US citizen, resident alien) with additional details if a resident alien.
4. Choose one distribution option from the list provided: - Option 1: Transfer to an existing IRA (provide account number) - Option 2: Transfer to a new IRA (a new application is required) - Option 3: Transfer to an Inherited IRA (provide necessary beneficiary information) - Option 4: Request a lump sum distribution (select where to send the funds and provide a voided check if necessary).
5. If applicable, specify the Required Minimum Distribution details if the original account owner had an obligation in the year of their death.
6. Enter tax withholding information as per the options provided. Consult your legal or tax advisor before making selections.
7. Fill out the beneficiary designation section if applicable, ensuring percentages total 100% and including required identification information.
8. Sign the form, affirming the statements and confirming the accuracy of the information provided. Make sure to obtain a Medallion Signature Guarantee as specified.
9. Save, download, print, or share the completed form as required before sending it to the specified address.

Complete your Spousal Inherited Retirement Account Form online today!