Get Sample Insurance Certificate - Dellbrook Construction

The COI verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy. For example, a standard COI lists the policyholder's name, the policy's effective date, the type of coverage, policy limits, and other important details of the policy.

Your general contracting company is working on a new building. You subcontract out the drywall installation and, as a matter of course, request a certificate of insurance from the drywall subcontractor. Your general contracting company becomes the certificate holder, because you're holding the COI that you received.

While policyholders are entities that purchased the policy from a provider, certificate holders possess proof of insurance and CGL policies. Additional insureds are other parties coverage has been extended to, beyond initial policyholders.

The certificate holder is the person who is receiving the COI from the insured. The insured is giving the COI to the certificate holder to prove they have proper coverage.

A certificate of insurance (COI) is a document issued by an insurance company or broker. The COI verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy.

A Certificate Holder is a person or organization to whom the certificate is being provided as evidence of insurance. In the commercial real estate space, the Certificate Holder is typically required to be the landlord, property manager, or both.