Get Mha Request Modication Affidavit
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How to fill out the MHA Request Modification Affidavit online
This guide provides a comprehensive overview of how to fill out the MHA Request Modification Affidavit online. Following these steps will ensure you complete the form accurately for your mortgage modification application.
Follow the steps to accurately complete the MHA Request Modification Affidavit online.
- Click ‘Get Form’ button to access the MHA Request Modification Affidavit and load it for editing.
- Begin by entering the loan identification number at the top of the form. Next, fill in the servicer's details, which is the entity you are working with.
- Provide the borrower's name, social security number, and date of birth. Include the same details for the co-borrower, if applicable.
- List the home phone and alternate contact numbers for both the borrower and co-borrower.
- Indicate your intention regarding the property: whether you wish to keep or sell it. Also, specify the type of property (primary residence, second home, or investment) and its occupancy status.
- Complete the mailing address and property address fields. If both are the same, you may simply write 'same' in the property address section.
- Input your email address for communication purposes.
- Answer whether the property is currently listed for sale and disclose if you have received any offers, including offer details as necessary.
- Provide information on any credit counseling agency contacted, including counselor and agency details.
- Specify who pays the real estate taxes and insurance premium, and whether those payments are current.
- If applicable, disclose any history of bankruptcy by filling in the required details about type, date, and case number.
- Detail any additional mortgages or judgments on the property by listing each lien holder and relevant balances.
- In the hardship affidavit section, select all options that apply to your situation and provide explanations as necessary.
- Record monthly household income, expenses, and household assets, ensuring to document all figures accurately.
- Fill out the government monitoring information if desired, including ethnicity and race.
- Sign and date the acknowledgment and agreement section, confirming all information is accurate.
- Review all filled sections for completeness and accuracy before proceeding to save changes, download, print, or share the form.
Complete your documents online today to ensure a smooth modification process.
An affidavit of hardship is a legal document that outlines your financial struggles when seeking mortgage relief. When you submit an MHA Request Modification Affidavit, this document provides evidence of your situation to your lender. It typically includes details about your income, expenses, and any unforeseen circumstances affecting your financial stability. This affidavit is crucial in helping lenders understand why a modification is necessary for you.
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