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Superato il termine senza alcun segnale, il libretto viene estinto e le somme trasferite al Fondo istituito dalla Finanziaria 2006 (legge 266/05) e gestito da Consap, azienda di diritto privato partecipata dal ministero dell'Economia. Al di là della scadenza, è sempre possibile ottenere indietro il proprio denaro.
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