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CREDIT TERMS AND CONDITIONS I certify all statements are true and complete and are submitted for the purpose of obtaining credit from you. Further I certify I am the person stated above who is submitting this application. I acknowledge that Section 1014 of Title 18 of the U.S. Code makes it a federal crime for anyone to make false statements or reports or willfully overvalue property or securities for the purpose of inducing or influencing the action of a federal credit union on an application for a loan extension or renewal of the same or for the acceptance release or substitution of collateral. I expressly authorize any person partnership credit reporting agency association firm corporation or personnel office or officer upon request to furnish you a credit report or other information concerning me relevant to the review and evaluation of this application or any subsequent re-evaluation thereof whether it be this application or the resulting loan. I AUTHORIZE A SECURITY INTEREST IN MY PENFED SHARE ACCOUNT AND ANY OTHER PENFED ACCOUNTS I MAY HAVE EXCLUDING MY IRA ACCOUNTS UP TO THE AMOUNT OF MY OUTSTANDING DEBT TO PROTECT PENFED IF I DEFAULT ON CREDIT EXTENDED OR CASH ADVANCED UNDER THIS/THESE ACCOUNT/S. Signature Date STATE OF COUNTY OF OR JUDICIAL DISTRICT ON THIS DATE THE INDIVIDUAL NAMED ABOVE PERSONALLY APPEARED BEFORE ME AND ACKNOWLEDGED THIS INSTRUMENT WAS SIGNED AND SEALED AS A FREE AND VOLUNTARY ACT AND DEED FOR THE USES AND PURPOSES THEREIN MENTIONED. DATE SIGNATURE OF NOTARY PUBLIC AFFIX NOTARY SEAL IF REQUIRED DATE COMMISSION EXPIRES Form 004-B 02/16 Pentagon Federal Credit Union 2016. JOINT BORROWER APPLICATION AND CONSENT FORM by the below-referenced primary borrower. The creditor can collect this debt from you without first trying to collect from the borrower and can use the same collection methods against you as can be used against the borrower such as suing you garnishing your wages etc* If this debt is ever in default that fact may become part of your credit record. Primary Borrower s Name Loan Product Applied for Loan Amount Full Legal Name Social Security Number or Member Number Day Phone Street Address City Years There Email Address Number of Dependents Date of Birth Relationship to Applicant Evening/Cell Phone State Zip INCOME AND EXPENSES Employment Status Self-employed Employer Name No Yes Position Title Length of Employment Years Months Employer Street Address Gross Monthly Income Other Monthly Income Mortgage Monthly Housing Rent Other Income Source Alimony child support or separation maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation* BY SIGNING BELOW I EXPRESS MY INTENTION TO APPLY FOR JOINT CREDIT. CREDIT TERMS AND CONDITIONS I certify all statements are true and complete and are submitted for the purpose of obtaining credit from you. Further I certify I am the person stated above who is submitting this application* I acknowledge that Section 1014 of Title 18 of the U*S* Code makes it a federal crime for anyone to make false statements or reports or willfully overvalue property or securities for the purpose of inducing or influencing the action of a federal credit union on an application for a loan extension or renewal of the same or for the acceptance release or substitution of collateral* I expressly authorize any person partnership credit reporting agency association firm corporation or personnel office or officer upon request to furnish you a credit report or other information concerning me relevant to the review and evaluation of this application or any subsequent re-evaluation thereof whether it be this application or the resulting loan* I AUTHORIZE A SECURITY INTEREST IN MY PENFED SHARE ACCOUNT AND ANY OTHER PENFED ACCOUNTS I MAY HAVE EXCLUDING MY IRA ACCOUNTS UP TO THE AMOUNT OF MY OUTSTANDING DEBT TO PROTECT PENFED IF I DEFAULT ON CREDIT EXTENDED OR CASH ADVANCED UNDER THIS/THESE ACCOUNT/S* Signature Date STATE OF COUNTY OF OR JUDICIAL DISTRICT ON THIS DATE THE INDIVIDUAL NAMED ABOVE PERSONALLY APPEARED BEFORE ME AND ACKNOWLEDGED THIS INSTRUMENT WAS SIGNED AND SEALED AS A FREE AND VOLUNTARY ACT AND DEED FOR THE USES AND PURPOSES THEREIN MENTIONED.

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